TO ALLOW THE SELF-EMPLOYED TO HAVE FREEDOM TO JOIN THE AFFILIATION OF THEIR CHOICE

Traders, craftsmen and liberal professionals are since 2005 obliged to contribute to a single fund, the Social Scheme for Self (RSI). It is supposed to simplify procedures and manage membership and collection of personal social security contributions and benefit payments of more than 6.2 million entrepreneurs and self-employed workers and their dependents.

Despite repeated criticism, the RSI services, largely delegated to other agencies, including URSSAF, is totally inadequate. Already in a report in September 2012, the Court of Auditors criticized the functioning of the IHR (the International Health Regulations) observing defects of receipts estimated at 1.4 billion euros between 2008 and 2010 and a multiplication of procedures on the part of users. "The information system is failing," the Court noted that employed against the RSI the term "industrial accident" and stressed "the higher cost per agent than other diets." The reality is that nothing is going as it should.


Various proposals were made to save the furniture. But, neither the multiplication of partnerships already inefficient or absorption of RSI by Social Security or the creation of a new fund are solutions. At best this will create a new monster may be worse than the last.


Therefore IREF think the only solution is to make freedom of affiliation to independent workers, obliged to ensure, but free to check with mutual or insurance company of their choice. As in the auto insurance system, everyone could choose not only his insurer, but its insurance coverage in a minimum framework eventually established by law.
 
Today, the RSI subjects the survivors' pensions of the spouses to income conditions, which do not make other plans. If competition existed insurers would be encouraged to offer high-performance contracts in cost and service. Some prefer insured probably pay less by accepting a higher deductible. Others would like comprehensive insurance, unlimited income or reversion ... When an insured is not satisfied, it could change insurer, and today the RSI unduly denied!


While the law allows former state companies not to join the UNEDIC. Is an association law 1901 led by the social partners. It is responsible for the unemployment insurance management, and officials to opt for supplementary pension insurance by capitalization (RAFP) the addition pension of public employees, why not give the Independent freedom to choose their insurance?


Such a system would no doubt relevant, cheaper and more effective for all insured persons, including those under schemes of employees affiliated to Social Security.

That is why the IREF  (federation European networks
partnership and of franchising)  calls us to sign the petition addressed to the President of the Republic, François Hollande and the Prime Minister, Manuel Valls.

To sign this petition - www.change.org

Thank you.