INSURANCES! DIRECT ASSURANCE, AXA, AVANSSUR OR WHAT ELSE?

 

What to do to pay less? Concerning the new law in France called Loi Hamon.

Since 2015, it is easier to terminate the insurance contract to change insurer. The law on consumption, called "Hamon law," indeed introduced new rules that relax the procedure for terminating an insurance contract. The goal is to enable the insured to better introduce competition to drive down market prices.

Old rules

until 2014, insurance policies, including auto insurance and home insurance, were most often automatically renewed each year. The insured could then terminate the insurance within two months preceding the anniversary of the contract. To better take advantage of competition among insurers, the Hamon law has relaxed these termination conditions to allow customers to switch more easily a contract.

Reform

the main changes introduced by the new law are the following.
Notice periods

the new law creates a new section L113-15-2 within the Insurance Code. This text provides that clients now have the option to terminate their insurance contract whenever they want once past the first year of membership. They are then free to choose the date of termination of their insurance. This new law concerning auto insurance policies, home insurance contracts and additional contracts for good or service.

The insured who wishes to terminate his contract may do so on request from its insurer. It can also apply to the new insurer to act on its behalf. Upon termination of a mandatory insurance policy (auto civil liability or tenant liability), the formalities associated with the exercise of the right of withdrawal must necessarily be performed by the new insurer. The latter must ensure that the insured remains covered for the duration of the termination procedure.

The insured who exercises his right of cancellation cannot suffer any cost or penalty. Once acquired termination, it is required to pay that part of the insurance premium corresponding to the period when it benefited from coverage. Consequence: the former insurer must send the repayment of the balance to the policyholder within 30 days from the date of termination.

This measure should enable customers to better take advantage of competition on tariffs insurance, policyholders can terminate their contract (and thus change insurer) at any time after the period of one year.

This is good! But, what we do not know is that most of the insurances are affiliated, or they create new affiliate insurance! This means that we can discuss with our old insurance to get a better price for the same insurance to pay less. After all this is why we change insurances because we estimate that the old insurance is not correct because we are paying more than we should as a new insurance! We wrong. Because if we discus with the old insurance we came to find out that; this will avoid you many future problems if you discuss with your old insurance; and you will be surprised to know that after many years with them, they can propose you the same price as the new insurance, this will avoid you stress, time consuming, and new frustrations due to the fact that they are not as professional as they say on the other side of the line or computer, etc.

What I am saying is that the old insurance may be part of a new insurance. Meaning: the new insurance is a new or affiliated insurance to the old insurance. Got it?

So it means that the new law helps once again the rotten to succeed to be richer and to fuck U… where you know! Not really! But, they use by all means the law to their advantage.

Once again the law helps them to even create new affiliations to use you as goats of a Society that we are after all!

BRAVO ME!

Yes, after all we are goats of the society that we belong to.

Good example: I have changed my car insurance MAIF to DIRECT INSURANCE because I had less 120€ to pay per year, and I was going to change my house insurance for the same reason. But today I am not sure concerning the law Homon and principally the way the insurances use this law. Meaning: the insurances have more and more affiliations or they create new insurances; that means they are the same insurance and they use US AS GOATS as usual, they make their money as usual and they make more money because you cannot call them as before by not paying the call for a complaint, or to ask them for help to fill up a complaint etc. We pay for everything. But why do we do this and until when? Are we going to wake up one day?!

Besides this, they give you a percentage if you bring other people to the same insurance. But what it means is that they use US as goats and the new law creates new jobs, etc. What we do not know is that they use peoples like India and others to ANSWER yours calls. They do not create new jobs in France, but elsewhere.

Besides all that I have been telling you, since you give them your personal bank information if you decide to pay mensually, they can use it as they which! This is extremely grave! Why? Because they use your personal bank information to get money that they should not do for their benefits; but it happens! And they use this to create more benefits for their companies, etc. Before you realize this, and before you get your money, they made more than WE can imagen concerning money! But this NO ONE tell us! This has happened and I have the proof.

I want to talk about DIRECT ASSURANCE. Who is Direct Assurance?

AVANSSUR is a subsidiary of AXA, which operates under the brand Direct Assurance. To contact the insurer, see contact information below:

Address:
AVANSSUR
48 rue Carnot, 92158 Suresnes

Phone: 01 46 14 45 00
Fax: not available

Website: www.directassurance.fr
Customer Service Direct Assurance

Phone: 09 70 80 82 82 and many other phone numbers that you pay for and you can wait 10 to 15 minutes if not more to get someone to answer you…before we did not have to pay for the phone calls with NO concrete OR satisfaction answers but they give us more numbers to call...PAY, PAY, PAY!

An example of authorized fraud! And all other insurances in France and I think in the world are the same because insurances are somehow connected like politicians, and all rich in this world that there is many poor people that we know we can avoid poverty!

SAISI!